Reinventing Credit and Structured Finance with Agentic Intelligence.
Credit and structured-finance teams still spend too much time managing data instead of managing risk. Spreadsheets, manual reconciliations, and static dashboards can’t keep up with fast-moving portfolios.
Automation is not longer optional.
The old way can’t compete with agentic-intelligence. The Scalata.ai platform automates the full credit lifecycle, from raw data ingestion to deal management and performance monitoring.
Scalata Case Study: From Data Chaos to Clarity
The Generative AI Scalata platform easily integrates into the institution’s existing infrastructure. Credit data arrives in every a variety of forms—XML, CSV, PDF, trustee reports, servicer files, model outputs. Scalata’s ingestion engine reads them all.
AI agents instantly:
- Parse through and normalize complex loan and deal structures into consistent data models.
- Validate and clean information using pre-trained financial schemas.
- Index and tag documents for rapid retrieval and compliance.
- Organize files into context-aware folders for team collaboration.
The result: one centralized, intelligent data foundation, built with precision and speed. No more duplicates, mismatches, or version control problems Scalata.ai Platform..
Credit Analysis, Powered by AI Agents
At the heart of Scalata is Document AI + credit analytics that converts raw inputs into insight. Through simple prompts, users can ask an agent to:
- Generate automated, regulator-ready credit memos.
- Build interactive dashboards and pivot tables.
- Summarize portfolio exposures and risk metrics.
- Reformat outputs to match firm branding or reporting templates.
Analysts describe what they need through the chatbot driven workflow, for example:
“Show me loan-level performance for Q3”
Scalata builds the report in seconds. No scripting. No manual crunching. The output can then be indexed, stored, or exported to downstream systems.
Financial Modeling That Thinks for You
Scalata goes beyond analysis to handle modeling, evaluation, and simulation.
Its agents run stress scenarios, benchmark portfolios, and visualize market performance instantly. For complex portfolios—ABS, CLOs, or structured credit—Scalata replaces weeks of modeling with on-demand, adaptive analytics.
Deal Structuring and Collaboration
Structuring a deal once meant juggling spreadsheets, emails, and legal documents across teams. Scalata agents now suggest optimal leverage, capital structures, and pricing using historical and real-time data.
Built-in collaboration tools synchronize updates with external parties, such as trustees, rating agencies, and counterparties. Audit trails are maintained and organized.
End-to-End Credit Lifecycle Automation
Every Scalata agent is modular yet connected, sharing context across ingestion, analysis, structuring, and monitoring.
The outcome is a single, intelligent workflow that eliminates silos, shortens cycles, and amplifies decision accuracy.
Why It Matters
With Scalata.ai, institutions gain more than an automation tool. They gain a continuously learning AI ecosystem that adapts to firm-specific goals and compliance needs.
As credit markets evolve, Scalata.ai ensures that financial professionals stay ahead—focusing less on managing data and more on shaping opportunity.
Scalata.ai: Automate Intelligence. Elevate Decisions.
Explore how agentic AI is reshaping credit and structured finance at www.scalata.ai.
