AI Infrastructure vs. Hype: The $1 Trillion Misconception

Trillions have poured into AI, but most companies aren’t seeing real results and economies aren’t seeing productivity gains. In this episode, Bruno Lorenzelli (CEO & Founder, Scalata) and Kevin Chen (Chief Economist, Horizon Financial) break down the difference between AI hype and true execution. Learn why legacy systems fail, where productivity gains are actually happening, […]
Redefining Finance: Building Trust, Compliance, and Innovation with AI — The Scalata Journey

90% of processes in credit markets still run on Excel. What’s the hidden cost of the status quo? In the next 10 years there will be billions of models. How are we going to deal with that–within the global standards of Finance. In this episode we explore the groundbreaking advancements in AI within the finance […]
Webinar: The Real Reason Why AI Hasn’t Shown Productivity Gains For Financial Institutions …. until now

Who makes the decisions when it comes to AI? What role does human oversight plan in compliant deployment? We touch on this in our upcoming webinar! Financial institutions spent millions on AI without significant productivity gains to show for it. Everyone blames the models but nobody looks at the actual problem. It’s that you deployed […]
The Credit Memo That Writes Itself

Reinventing Credit and Structured Finance with Agentic Intelligence. Credit and structured-finance teams still spend too much time managing data instead of managing risk. Spreadsheets, manual reconciliations, and static dashboards can’t keep up with fast-moving portfolios. Automation is not longer optional. The old way can’t compete with agentic-intelligence. The Scalata.ai platform automates the full credit lifecycle, […]
MISMO Winter Summit 2026

Thank you Bruno Lorenzelli, Founder and CEO of Scalata.ai, for the demonstration on the benefits for mortgage and financial institutions of a financial-grade GenAI digital layer that ingests, normalizes, and governs structured and unstructured data from any data source while powering workflows, analysis, and custom dashboarding directly within the platform. #MISMOWinterSummit26
Ep. 5 From Tape Cracking to Agentic AI: Scalata’s Play for Mortgage Data

AI in mortgage doesn’t fail because of ambition.It fails because of data fragmentation. That’s exactly where this conversation goes. In the latest episode of MISMO Mic’d Up, I sat down with Bruno Lorenzelli, Founder & CEO of Scalata.ai, to unpack why interoperability, not hype, is the real unlock for AI in mortgage lending. Bruno brings […]
From Research Overload to Alpha at Scale

Every portfolio manager knows this feeling: your team read 2,000 earnings transcripts last quarter, analyzed 300 alternative data sources, and tracked regulatory filings across 40 jurisdictions. You still missed the signal that moved your portfolio 3%. It wasn’t buried in obscure data. It was sitting in plain sight… …in an ESG disclosure your team didn’t […]
Private credit is about to explode from $1 trillion to $5 trillion.

Private credit is about to explode from $1 trillion to $5 trillion. Most people have no idea why that creates an impossible problem. Kevin Chen has spent decades in traditional finance. Public markets, private markets, IPO advisory, board seats on publicly traded companies. He lectures at Harvard, NYU, and Fordham. He talks to founders every […]
Trillions are pouring into AI infrastructure

Trillions are pouring into AI infrastructure. Yet most companies still can’t show a dollar of real productivity gain. Kevin Chen, chief economist at Horizon Financial, said something on our podcast that stuck with me: “The market loves the idea of AI. But when companies announce something with no real follow-up, no actual benefit—the stock price […]
The Hidden Cost of Confusing Compliance with Regulation in Banking

Compliance is what are the rules and implementation of some regulation enforced by the govt within a corporation – usually transformed into policies training and turned into informTION system controls and. They can be external (gotv ruleP) or internal to protect business security. Compliance is what the company decides to adopt. Reg is what the […]