AI in mortgage doesn’t fail because of ambition.
It fails because of data fragmentation.
That’s exactly where this conversation goes.
In the latest episode of MISMO Mic’d Up, I sat down with Bruno Lorenzelli, Founder & CEO of Scalata.ai, to unpack why interoperability, not hype, is the real unlock for AI in mortgage lending.
Bruno brings a global perspective shaped by:
• 30+ years in technology banking and credit markets
• First-hand experience from the subprime mortgage crisis
• Building (and rebuilding) complex fintech platforms at scale
We dig into:
🔹 Why mortgage data is still harder than it needs to be
🔹 How “tape cracking” became a hidden cost center
🔹 Why AI without standards increases hallucination risk
🔹 What agentic AI actually looks like inside mortgage manufacturing
🔹 How frameworks (not point solutions) unlock scale
My favorite takeaway:
👉 AI moves fast. Standards keep us aligned.
If you care about AI, MISMO, data standards, or the future of mortgage workflows—this one’s worth your time.
