Use Case Proposal for Securitization Investors, Banks and Hedge Funds – Streamline Your Structured Finance Strategies with Scalata
As a securitization investor, your success depends on your ability to understand and price complex risks. However, your surveillance and analysis processes are often stuck in the past. Your team spends days each month manually downloading hundreds of PDF trustee reports, keying performance data into spreadsheets, and struggling to spot trends across a fragmented portfolio. This is a slow, error-prone, and fundamentally reactive way to manage risk.
Step 1: Confronting the Operational Drag.
- This manual surveillance process is a major constraint. It means your view of the portfolio is always a month out of date. Identifying relative value or spotting early signs of credit deterioration requires an immense amount of manual effort, meaning important insights are often missed.
Step 2: Building the Foundation with an AI Data Core.
- Your migration to a smarter process begins by liberating your data from PDFs. Scalata solves this foundational problem by ingesting all your deal documents and monthly reports. Our AI reads and understands these documents, automatically extracting all the underlying performance data and structural information into a dynamic, structured database.
Step 3: Activating Intelligence through Conversational AI.
- With your entire portfolio’s data now live and queryable, your team can analyze performance at the speed of thought. Scalata makes this new data core interactive. An analyst can ask, “Compare the 60+ day delinquency curves for all my 2023 vintage RMBS deals versus the 2022 vintage deals,” and instantly get a chart and the underlying data.
Step 4: Reaching Full Automation with Proactive AI Agents.
- The final stage is to move from manual analysis to automated surveillance. Scalata brings your operation to its future-state. Our AI agents automatically review every new trustee report, compare performance against historical trends and forecasts, flag any deals approaching a trigger event, and generate a portfolio-wide performance summary with narrative insights.
The Strategic Outcome with Scalata: You migrate from a tedious, manual reporting process to a powerful, proactive surveillance and analytics engine. This allows your team to manage risk more effectively, identify opportunities faster, and generate superior, data-driven returns.
