Use Case Proposal for a Securitization Issuer – Streamlining Securitization with Scalata
Bringing a new securitization to market is a high-stakes, complex undertaking. As an issuer, you are navigating a process filled with manual, time-consuming steps—from performing deep due diligence on thousands of underlying assets to creating accurate and compelling investor materials. These traditional workflows are slow, expensive, and introduce risks that can impact deal timing and execution.
Step 1: Confronting the Operational Drag.
- The core of the problem lies in data. Your team manually scrubs massive loan tapes to ensure assets meet eligibility criteria and pores over legal documents to align the deal structure. This manual effort is a significant bottleneck, directly impacting how quickly you can respond to market windows.
Step 2: Building the Foundation with an AI Data Core.
- Your journey to a faster issuance process begins with automating collateral analysis. Scalata solves this foundational problem by ingesting entire loan tapes and legal documents. Our AI instantly analyzes every asset against the deal’s eligibility criteria, stratifies the pool, and extracts key structural terms from the legal agreements.
Step 3: Activating Intelligence through Conversational AI.
- With the collateral and structural data unified, your structuring team can work more dynamically and creatively. Scalata makes this new data core interactive. They can ask questions like, “What is the impact on the pool’s weighted-average coupon if we remove all loans from California?” and get an immediate answer, allowing for rapid optimization of the deal structure.
Step 4: Reaching Full Automation with Proactive AI Agents.
- The final step is to automate the creation of deal materials. Scalata brings your operation to its future-state. Our platform can generate all the required charts, tables, and data stratifications for your prospectus and marketing materials. Our Generative AI can even draft the narrative summaries of the collateral pool, saving your team countless hours of work.
The Strategic Outcome with Scalata: You migrate from a slow, manual issuance workflow to a streamlined, data-driven, and highly efficient process. This allows you to bring deals to market faster, at a lower cost, and with greater accuracy and transparency for investors.
