Use Case Proposal for Structured Finance Management
The structured finance market moves at a pace that manual processes simply cannot match. Your team is under constant pressure to analyze complex new issues, monitor existing portfolio risks, and model future performance. However, they are constrained by the laborious task of extracting data from dense prospectuses, reconciling non-standard loan tapes, and building fragile cash flow models in spreadsheets, creating an “analysis lag” that can mean missed opportunities.
Step 1: Confronting the Operational Drag.
- Your current workflow is a bottleneck. Analysts spend 80% of their time on low-value data extraction and preparation, and only 20% on high-value analysis and strategy. Every new deal requires starting from scratch, and running robust scenario analyses across the portfolio is often too time-consuming to be practical.
Step 2: Building the Foundation with an AI Data Core.
- Your journey begins by creating a single source of truth for all deal information. Scalata solves this foundational problem by ingesting and interpreting all your documents and data feeds—prospectuses, loan-level data, trustee reports. Our AI reads and structures this complex information, making it instantly available for deep analysis.
Step 3: Activating Intelligence through Conversational AI.
- Once the data is unified, your analysts can engage with it dynamically. Scalata makes this new data core interactive. Your team can now ask complex questions like, “Compare the 60+ day delinquency curves of these three CLOs,” or, “What is the impact on the Class B tranche if prepayments increase by 20%?” and receive immediate models and visualizations.
Step 4: Reaching Full Automation with Proactive AI Agents.
- The ultimate goal is to have the platform generate insights for you. Scalata brings your operation to its future-state. Our proactive AI agents can continuously monitor your entire portfolio for trigger events, identify relative value opportunities based on your criteria, and generate first drafts of investment memos, complete with data analysis and narrative summaries.
The Strategic Outcome with Scalata: You migrate from a slow, manual analytical process to a dynamic, AI-powered decision-making engine. This enables your team to analyze more deals, manage risk more effectively, and capitalize on opportunities faster than the competition.
