Lending & Credit

Private Credit & Direct Lending

Accelerate Deal Execution with Agentic AI

In direct lending, speed and precision win deals. Scalata replaces manual due diligence, fragmented data sources, and disconnected tracking with a unified AI platform purpose-built for private credit funds.

↓ 80%Reduction in manual data extraction time
Real-timeCovenant & performance monitoring
End-to-endDeal lifecycle automation
SOC 2Compliant & data governance ready

How it works

The four-step journey

The same shape every time: name what is going wrong, put the documents somewhere they can be read, let people ask questions of them, and then hand the repeating parts to agents that do not need asking.

  1. 01

    Confronting Operational Inefficiencies

    Investment teams spend excessive time manually extracting terms from heterogeneous credit agreements, compiling performance data, and building custom models per borrower — slowing deal cycles and obscuring portfolio-wide risk correlations.

    Manual data extractionSlow deal cyclesFragmented risk view
  2. 02

    Building a Unified AI Data Core

    Scalata ingests and structures every deal document — loan agreements, financial statements, credit memos — into a single, searchable digital repository. This provides a real-time, comprehensive view of each portfolio company and deal.

    Document AILoan agreement parsingUnified data repositoryFinancial statements
  3. 03

    Activating Interactive Deal Analytics

    Analysts and portfolio managers query key deal elements — covenant summaries, cash flow waterfalls, default risk profiles — via conversational AI and receive precise, actionable answers instantly. Due diligence cycles compress dramatically.

    Conversational AICovenant analysisCash flow waterfallsDefault risk scoring
  4. 04

    Full Automation with Proactive AI Agents

    Scalata's AI agents automate covenant compliance monitoring, performance degradation alerts, and periodic portfolio reviews. The platform also drafts investment committee memos and investor updates — enabling scale without headcount growth.

    Covenant monitoringIC memo draftingInvestor reportingAI Agents

Strategic Outcome

You evolve from a manual, document-intensive process into a streamlined, data-driven direct lending platform. This accelerates deal closings, sharpens risk management, and scales your fund operations — without a commensurate increase in headcount.

Who Scalata serves

  • Private credit fund managers overseeing direct lending portfolios
  • Credit analysts conducting due diligence on borrowers & deals
  • Portfolio managers monitoring covenant compliance & risk exposure
  • Deal sourcing teams tracking pipeline & origination workflows
  • IR teams generating investment committee memos & investor updates
  • Compliance officers enforcing covenants & regulatory obligations

What you can generate

  • Credit memos and borrower summaries
  • Financial ratio and risk analysis reports
  • Loan structure and scenario models
  • Covenant compliance and monitoring packs
  • Portfolio-level exposure and concentration summaries

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Turn weeks of expert work into minutes

See how Scalata fits your team, your data, and your controls.

Contact Sales